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Insurance Claims

AI Insurance Claims Operations Platform

ACL leaks 0 · smoke_m10 PASS

FNOL intake, OCR/multimodal, policy RAG, fraud/coverage agents, HITL, and settlement assist.

M0–M10 complete · API 1.0.0

The problem

Claims teams drown in FNOL sprawl, document lag, SLA pressure, and fragmented CMS tools.

  • FNOL sprawl

    Intake fragmented across channels.

  • Document lag

    OCR/multimodal backlog delays decisions.

  • Ungoverned AI

    Auto-deny or invented policy clauses.

  • ACL leaks

    Wrong roles see claim data.

  • Silent writes

    CMS updates without audit.

The solution

FastAPI owns coverage/fraud/HITL/ACL; n8n owns intake/notify — denials and settlements stay gated.

Governed claims AI for FNOL through settlement — no auto-deny chatbot, with ACL and approval compliance.

  • FNOL intake

    Structured first notice with SLA tracking.

  • OCR + multimodal

    Document intelligence into claim file.

  • Policy RAG

    Grounded coverage answers.

  • Fraud/coverage + HITL

    MCP agents with approval on settlements.

  • ACL + analyst UI

    Role-bound claim access and ops views.

FNOL/docs → OCR → FastAPI policy RAG/fraud/HITL → Postgres/Qdrant → CMS stubs → /ops/ui

Before → After

AI Claims Ops Platform before and after

Architecture

AI Claims Ops Platform architecture diagram

Delivery

Milestone narrative from kickoff through closeout — all gates met.

IDThemeUnlocked
M0–M1Architecture + skeletonCompose stack, schema, FastAPI, n8n, health
M2–M3Core intelligenceOrchestrator/agents, RAG, primary integrations
M4–M5Reliability + HITLApprovals, DLQ, audit, Phase 1 gate
M6–M7Depth + Phase 2Secondary channels/agents, Phase 2 regression
M8–M9Dashboard + scaleOps UI RBAC, eval, observability, adapters
M10CloseoutDocs, UAT/smoke, KT pack, deliverables

Proof

Verified on local Docker dry-run — no invented client metrics.

  • smoke_m10

    PASS

    Closeout

  • Unauthorized

    0

    AuthZ

  • Approval

    100%

    Settlements gated

  • ACL leaks

    0

    Claim ACL enforced

Stack

  • FastAPI
  • n8n
  • Postgres
  • Redis
  • Qdrant
  • OCR
  • HITL
  • Caddy

Want a system like this?

We build production AI ops platforms — multi-agent orchestration, RAG, CRM, and reliable automation — not one-off chatbot demos.